Insurance in and around Capitola
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Tried And True Insurance Customizable To Fit You
Everyone loves saving money. Design a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a plan that’s right for you. Contact Margarita Nicol for a Personalized Price Plan.
Need insurance? We got you.
Insurance that works for you

Our Broad Range Of Insurance Options Are Outstanding
Want to know why State Farm is the largest insurer of automobiles and homes in the U.S.? Great insurance coverage options, competitive prices, easy claims and excellent service might have a lot to do with it. Or maybe you're looking to help secure your family's financial future. Let us help you ease that burden. The unmatched strength of State Farm Life Insurance, a wide range of products and Personalized Price Plans; it's a great value and smart choice.
Simple Insights®
Why are auto insurance rates going up?
Why are auto insurance rates going up?
We share some reasons car insurance rates are on the rise and ways to help manage them.
What to consider before refinancing your home
What to consider before refinancing your home
Refinancing a home or mortgage has costs and fees associated with it that can add up depending on the loan amount, property location and other factors.

Margarita Nicol
State Farm® Insurance AgentSimple Insights®
Why are auto insurance rates going up?
Why are auto insurance rates going up?
We share some reasons car insurance rates are on the rise and ways to help manage them.
What to consider before refinancing your home
What to consider before refinancing your home
Refinancing a home or mortgage has costs and fees associated with it that can add up depending on the loan amount, property location and other factors.