Skip to content
Call
Text
(831) 475-1991
Profile photo of a State Farm Agent named: Margarita Nicol

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
State Farm® Insurance Agent

Margarita Nicol

Office Hours

After Hours by Appointment

Address

2121 41st Ave Suite 103
Capitola, CA 95010

Profile photo of a State Farm Agent named: Margarita Nicol
4.3/5 average rating on Google (4 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call us 24 hours a day!

Contact me to schedule a virtual meeting

Address

2121 41st Ave Suite 103
Capitola, CA 95010

Languages

English, Tagalog
Map Image

PLEASE CALL/TEXT OR VISIT US FOR AN AUTO QUOTE TODAY. OUR TEAM IS READY TO SERVE ALL YOUR FINANCIAL & INSURANCE NEEDS.

IMPORTANT NOTICE: CURRENTLY WE HAVE PAUSED INSURING NEW HOMEOWNERS, RENTERS, BOAT OWNERS, PERSONAL LIABILITY UMBRELLA AND BUSINESS POLICIES IN CALIFORNIA. 🚦

November is a time to give thanks and protect what matters most. Review your insurance policies to make sure your loved ones are covered. #Thankful #InsuranceReview #ProtectWhatMatters

The Margarita Nicol StateFarm Insurance office is proud to serve Santa Cruz, San Benito, Santa Clara and Monterey Counties with Insurance and Financial Services, with a focus on Auto, Motorcycle, ATV, Life Insurance and Med Supplement.

I grew up in the Phillipines but have lived in the Santa Cruz area for over 50 years, and currently live in Capitola and Berkeley. When I am not spending time working or with my family, I am passionate about traveling. Having begun my State Farm career in 1989 at the age of 41, I have dedicated many years helping customers protect what matters most. I am a graduate of La Consolaction College.

We provide Car Insurance, Motorcycle and ATV Insurance, Life Insurance, and Med Supplement. My office proudly serves the Santa Cruz County.

Give us a call today for a personalized Auto Insurance Quote!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Annuities

View Licenses

Term life insurance vs. Whole life insurance: Which is right for you?

Understanding the basics, benefits and realities of both term life insurance and whole life insurance is important in deciding which is right for you.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Getting off to the right start: Auto insurance for foreign drivers

If you are visiting the U.S. or are an immigrant that recently arrived in the country, car insurance is essential if you plan to drive.

View More Articles

IRL (:30)

Trainer :30 (feat. Meghan Trainor & Patrick Mahomes)

Captain :30 (feat. Aidan Hutchinson)